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What I'm reading about

Five Everyday Items You Don’t Need

Sometimes the places you can cut back are not as obvious as you might think.

Amplifyd from finance.yahoo.com
Bottled beverages:
You don’t have to give up your favorite beverage completely. Just substitute half the amount you usually drink with tap water.
Food:
To keep more money in your wallet instead of the trash can, evaluate the amount of food you eat and consider how much of it goes bad before you consume it.
Diet products:
These items are typically more expensive than the versions that don’t make the same health claims.
Vitamins:
Instead of purchasing a wide array of supplements, figure out what your body needs and buy only those vitamins or, better yet, get those nutrients from food.
Cosmetics and toiletries:
Paula Begoun, author of The Beauty Bible, says that sunscreen is the only true anti-aging product. Creams that claim to get rid of cellulite or wrinkles usually don’t.Read more at finance.yahoo.com
 

10 Ways to Screw Over the Corporate Jackals Who’ve Been Screwing You

Amplifyd from www.alternet.org

1. Mortgage underwater? Just walk away from it. Even academia says it’s OK. Move to the city and rent.

2. Unplug your cable.
The easiest way to kill the so-called news networks is to cut them off at their enablers.
3. Kill your landline.
If you have a cell account, you don’t need a landline, so they’re just jacking you for money.
4. Reacquire your wealth.
Withdraw any extra cash you have, close whatever extra accounts you have, and take it somewhere besides Bank of America, JP Morgan Chase or another bailout addict.
5. Pacify your portfolio.
Sure, commodities like oil and food are hot, but they’re infested by speculators, to whom they are just playthings designed for maximum profit.
6. Take credit.
For the cards you must keep, pay them off by any means necessary, and then pay them off monthly.
7. Avoid CDs and DVDs
8. Stop buying bottled water, factory-farmed beef and new cars, especially hybrids.
9. Do not watch whiny bitches.
10. Start or join a third party.Read more at www.alternet.org
 

This Is Why You Are In Debt

If any of these reasons sound familiar, click through and read the full article to understand more about the ways we financially sabotage ourselves on a regular basis.

Amplifyd from www.marcandangel.com
You buy miscellaneous crap you don’t need or use.
You use credit to purchase things you can’t afford to buy in cash.
You think of certain product brands as fashionable status symbols.
You buy a brand new car every few years.
You buy things you could have borrowed from a friend or rented.
You pay retail prices on everything you buy.
You own (or rent) way more house than you need.
You don’t follow any sort of formal budgeting plan.
You don’t automate 401K or savings deposits.
You don’t leverage the small investments you do have.
You’re married to (or dating) a spend-thrift.
You’ve never educated yourself on basic money management.
You have a ‘get rich quick’ mentality.
You have nasty, money-sucking (and life-sucking) habits.
You waste too much of your own time.
You aren’t taking care of your health.
You aren’t enjoying life’s (free) simple pleasures.
You went through an unfortunate divorce.Read more at www.marcandangel.com